What should I do if a pipe is frozen but not leaking yet?
Keep the faucet open, turn the heat up and warm the pipe slowly, with a hair dryer on low or warm air from a space heater at a safe distance. Never use an open flame. If you cannot find the freeze or see a split, shut the main valve and call.
Open the faucet so that water has somewhere to go as the ice melts and pressure releases. Start warming nearest the faucet and work back toward the frozen section.
Watch the line as it thaws. A visible split, a wet wall or the sound of running water means the pipe has cracked. Close the main valve then, and call. If you cannot reach the frozen section, a plumber can thaw it.
Will my insurance cover frozen pipe damage?
Often, but there are conditions. Minnesota Commerce tips relayed in a 2019 legislator's newsletter say coverage is typical, yet a claim can be denied if the house was unoccupied without heat or a slow leak went on for a long time. Report promptly and get a claim number.
Describe the loss as a frozen or burst pipe, since the word flood has a specific meaning in a policy. Take photographs and keep receipts for repairs and for any temporary lodging.
Some insurer guides suggest keeping an empty house at about 55 degrees. Treat that as a general guide, because policy wording and requirements differ. Ask your agent what yours says.
How do I keep pipes from freezing in the first place?
Keep the heat on, open cabinet doors under sinks on exterior walls, let a faucet drip during hard cold, disconnect hoses and drain outdoor lines, and insulate exposed pipes. Seal drafts around rim joists and garage walls. If you leave town, ask someone to check the house or drain the lines.
A small, steady drip keeps water moving and releases pressure if ice starts to form, though it will not save a pipe in a badly exposed place. Moving water is harder to freeze than still water.
Garages and cantilevered rooms deserve attention. Insulate the wall behind pipes, close the garage door in a deep freeze and ask a plumber about rerouting a line that keeps freezing.
What about pipes that freeze again after repair?
A repeat freeze means the cause is still there: a missing insulation run, an air leak in the wall or a line routed through a cold space. The repair fixes the break, not the exposure. A plumber or insulation contractor can add insulation, reroute the line or seal the leak that lets cold air in.
Photographs and the moisture log from the restoration visit show where water traveled, which helps a plumber see which wall is the issue.
Tell the technician if this is not the first time. It may change the plan for where to open the wall and what to leave open for inspection.